clearfile does. It says what to gather and why, classifies what you send, and records when and where each item was captured — in a ledger that holds up later.
No claim valuation, no coverage opinion, no computed deadline, no settlement promise. Not a style rule for whoever is typing — the tool refuses.
Original capture time, GPS, device and a hash chain, scored against the property location and the date of loss. The export is a packet a third party can verify.
Real output, not a mockup
Ask a consumer matter to clear a coverage opinion and it will not do it, because there is no licensed person to stand behind the statement:
$ clearfile new DEMO2 --client "Dana Whitlock" --path second_look --consumer --clear coverage_opinion a consumer matter cannot clear any gate — there is no licensed person to take responsibility for the statement. Drop --clear, or drop --consumer. $ clearfile gates valuation Statements that estimate, imply, or promise what the claim is worth. clears when: A licensed adjuster has reviewed the file and owns the figure being stated. coverage_opinion Statements that a loss is or is not covered under the policy. clears when: Coverage position has been reviewed against the actual policy forms. deadline Surfacing a computed filing or suit deadline to the claimant as advice. clears when: The controlling limitation period has been confirmed against this specific policy by counsel. Deadlines are policy-specific and are not computed by this tool.
Readiness is a checklist with required and optional items, and it will tell you exactly what is blocking:
$ clearfile status DEMO
DEMO — Dana Whitlock (new_loss)
readiness: 0% (0 of 100 points)
status: incomplete
[ ] Policy declarations page required
[ ] Full policy forms and endorsements required
[ ] Photos of the damage, before repairs required
[ ] Inventory of damaged contents optional
[ ] Emergency / mitigation invoices optional
[ ] Receipts for out-of-pocket costs optional
[ ] Lodging / additional living expense receipts optional
[ ] Letters, emails, texts with the carrier required
blocking: Policy declarations page, Full policy forms and endorsements,
Photos of the damage, before repairs, Letters, emails, texts with the carrier
audience: consumer
Honest status
clearfile is a command-line tool today. Everything above is real
output from it. There is no hosted application yet — a claimant upload portal exists
in the source (clearfile serve) but it is not deployed, because it
accepts claim documents and that is not something to put on the open internet
without a decision about who is responsible for what lands in it.
This page exists so the domain says something true rather than nothing.
It began as a firm-facing tool modelled on Untangle, which does AI-guided document collection for divorce attorneys. A competitive scan found that layer already commoditised across public-adjuster software, while the compliance gating had no incumbent — so it turned to face the policyholder directly.